Pension Release or Pension Unlocking are terms used to describe a service that allows you to take some or all of your benefits from a pension scheme or schemes before you fully retire. These facilities typically include accessing a Tax Free lump sum without the need or desire to take an income.

Pension Release is a solution that has helped many thousands of people in circumstances that required the early release of Tax Free Cash and or Income on a permanent or temporary basis from their pension benefits. However, it is important that you weigh up any decision to proceed as taking Pension Benefits now may significantly reduced your income when you retire.

Pension Potential Limited is an introducer of PensionLite which is a trading style of Leadlite Limited who have qualified advisors who can help you to make the decision right for you as well as guide you throughout the process.

A pension is a long term investment. Your eventual income may depend on the size of the fund at retirement, future interest rates and tax legislation. The fund value may fluctuate and can go down. Tax legislation can and may change in the future. Pension unlocking will have a serious impact on the present and potential future size of the fund.